Privacy | Carson Capital

This Privacy Policy describes how Carson Capital LLC ("Carson Capital," "we," "our," "us") collects, uses, protects, and shares your personal and financial information. It applies to investment advisory clients, prospective clients, and visitors to our website at carson.capital. It is compliant with Regulation S-P under the Gramm-Leach-Bliley Act and applicable state privacy laws.

INFORMATION WE COLLECT

To provide investment advisory and financial planning services, we collect the following categories of non-public personal information (NPI):

Identity: Full name, date of birth, Social Security Number, government-issued ID
Contact: Home and mailing address, phone number, email address
Financial: Account statements, investment holdings, income, assets, liabilities, and net worth
Tax: Tax returns, W-2s, K-1s, cost basis records, and related tax documents (when you engage Carson Tax Advisors LLC)
Website: IP address, browser type, pages visited, and cookies (see Cookies section below)

We collect this information directly from you through our client onboarding process, advisory agreements, financial planning questionnaires, and ongoing communications.

HOW WE USE YOUR INFORMATION

We use your information solely to:

Deliver investment advisory, financial planning, and related services under your signed engagement agreement
Maintain and service your accounts at our custodians
Communicate with you about your accounts, plans, and our services
Meet legal, regulatory, and compliance obligations
Operate and improve our website

We do not use your personal information for any purpose beyond delivering your requested services and meeting our legal obligations.

WHO WE SHARE YOUR INFORMATION WITH

To deliver comprehensive financial, tax, and advisory services on your behalf, we share your information professionally and reasonably with the qualified parties necessary to complete the work. This includes:

Our internal personnel and advisers directly involved in your services
Carson Tax Advisors LLC, our affiliated tax firm, when integrated advisory and tax services are provided
Custodians and broker-dealers (Charles Schwab & Co., Inc. and Altruist Financial LLC) necessary to establish, maintain, and execute your investment accounts
Insurance agents and carriers, when insurance planning or coverage is part of your financial plan
CPAs, enrolled agents, and tax professionals coordinating on your tax strategy or filings
Estate planning attorneys and legal professionals working on matters related to your financial plan
Mortgage lenders, banks, and financial institutions when coordinating financing as part of your plan
Technology and software service providers who support our operations under confidentiality agreements that restrict use of your information to service delivery only
Legal, regulatory, or governmental authorities as required by law, court order, or regulatory examination

We share only the information necessary to complete the specific task. All professional third parties we engage are vetted before receiving client information. We do not sell your personal information. We do not share your information with non-affiliated parties for their marketing purposes.

YOUR RIGHT TO OPT OUT

Sharing your information with the professional parties listed above is a standard part of how we deliver integrated financial services. If you wish to restrict sharing with any specific party or category of professional, you may submit a written opt-out request to compliance@carson.capital. We will honor reasonable opt-out requests to the extent we can do so without materially limiting our ability to serve you. Please be aware that restricting certain sharing — such as with your custodian or tax preparer — may limit or prevent us from delivering specific services.

HOW WE PROTECT YOUR INFORMATION

We take the security of your information seriously. Our safeguards include:

Vendor due diligence conducted on all technology providers before use
Data sharing limited to what is necessary to provide your services
Confidentiality agreements with all service providers who access client information
Prohibition on use of client NPI to train public AI models
Secure document exchange for sensitive financial and tax documents

No method of electronic transmission or storage is 100% secure. We will notify you in accordance with applicable law in the event of a data breach affecting your information.

LEGAL REQUESTS

If we receive a request for your information from a third party — including a subpoena, court order, or IRS summons — we will notify you to the extent permitted by law before responding.

COOKIES & WEBSITE TRACKING

We use cookies and similar technologies on our website for analytics and functionality. We do not use cookies for advertising or to track you across unaffiliated third-party websites. You can manage cookie preferences in your browser settings; blocking cookies may affect certain site features.

This website may contain links to third-party sites. We are not responsible for the privacy practices of those sites and encourage you to review their policies.

YOUR RIGHTS & CHOICES

You have the right to:

Request a copy of the personal information we hold about you
Request correction of inaccurate information
Opt out of affiliate sharing with CTA
Request deletion of your information, subject to our legal retention obligations

To exercise any of these rights, contact us at compliance@carson.capital.

CHANGES TO THIS POLICY

We will update this policy when our practices materially change. Material changes will be communicated to existing clients directly. The "Last updated" date above reflects the most recent review. Your continued use of our services following any update constitutes acceptance of the revised policy.

CONTACT

Privacy inquiries: compliance@carson.capital
Phone: 615-558-4280
Carson Capital LLC · Minneapolis, MN

Carson Capital LLC is a Registered Investment Adviser in the State of Minnesota.